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August 6, 2025

Repetitive Stress Injuries: Are They Covered by Workers’ Compensation?

Not all workplace injuries happen suddenly. For many California workers, injuries develop slowly over time—one keystroke, one lift, one motion at a time. These are known as repetitive stress injuries (RSIs) or cumulative trauma injuries, and they’re becoming increasingly common in today’s labor force.

An RSI occurs when repeated physical movements strain muscles, tendons, or joints beyond their limits. Whether it’s hours spent typing, scanning items at a register, lifting packages in a warehouse, or using vibrating tools on a construction site, these small, repetitive actions can eventually lead to debilitating conditions.

Common examples of RSIs include:

  • Carpal tunnel syndrome – common in office workers, clerical staff, and data entry roles.
  • Tendonitis – often affects shoulders, elbows, or wrists in physically active jobs.
  • Chronic back and neck pain – frequently seen in warehouse, janitorial, and health care roles due to constant lifting or bending.
  • Bursitis or “tennis elbow” – caused by overuse of specific joints or tendons.

These injuries often go unnoticed until they interfere with a worker’s ability to perform everyday tasks. Unfortunately, many employees ignore symptoms or assume they won’t qualify for workers’ compensation because there was no single accident or “incident.”

The truth is: California workers’ compensation law does cover repetitive stress injuries. These injuries are considered legitimate if they can be shown to have arisen from the duties of your job—even if they developed slowly over months or years.

Are RSIs Covered by California Workers’ Compensation?

Under California law, repetitive stress injuries (RSIs)—also called cumulative trauma injuries—are fully recognized as valid workplace injuries. You do not need to have suffered a single accident or dramatic injury to qualify for benefits. If your condition developed gradually due to your job duties, and it impacts your ability to work, you may have a strong claim under the state’s workers’ compensation system.

What the Law Requires

To be eligible for workers’ compensation benefits in California, an injury must:

  • Arise out of employment (AOE) – meaning the nature of your work caused or contributed to the injury.
  • Occur in the course of employment (COE) – meaning the injury happened while you were performing your job duties or tasks related to your employment.

For RSIs, this typically means showing that your job duties involved repetitive motion, poor ergonomics, or sustained physical stress over time that led to your condition.

Why RSIs Can Be Harder to Prove

Unlike a sudden fall or a machinery accident, RSIs often don’t have a clear starting point. The symptoms may appear gradually, and many workers don’t realize the seriousness of their condition until it begins interfering with daily life or job performance.

This can make RSI claims more challenging to prove, especially if:

  • There are gaps in medical treatment or documentation.
  • You didn’t report the symptoms early on.
  • Your employer or insurer argues the condition was preexisting or not work-related.

How to Prove Your RSI Is Work-Related

Building a Strong Claim Starts With Documentation

Repetitive stress injuries (RSIs) can be more difficult to prove than sudden workplace accidents, but that doesn’t mean your claim is any less valid. To receive workers’ compensation benefits, you’ll need to demonstrate that your condition arose out of and during the course of your employment—and that starts with careful documentation.

Medical Records Are Key

The moment you begin to notice symptoms—numbness, tingling, pain, or limited mobility—seek medical attention and describe your job duties to your provider. Medical records that connect your physical condition to your work tasks are one of the most critical elements of your case.

You should also request an evaluation from a Qualified Medical Evaluator (QME) or an Agreed Medical Evaluator (AME)—specialists in workers’ compensation claims who can assess the severity and likely cause of your injury.

Show the Link Between Your Work and Your Injury

To prove that your injury was caused by your job duties, consider gathering:

  • Job descriptions showing tasks that involve repetitive movement (e.g., typing, scanning, lifting, assembly).
  • Work logs or time records that demonstrate how frequently and for how long you performed the same physical motions.
  • Witness statements from coworkers who observed you performing the tasks or noticed your symptoms worsening.
  • Any emails, injury reports, or ergonomic evaluations done by your employer.

The goal is to create a clear picture: your job required repetitive physical activity, and over time, it resulted in a diagnosable condition.

Workers’ Compensation Benefits Available for RSI Victims

Medical Treatment

Workers’ compensation pays for all reasonable and necessary medical care related to your injury. This includes:

  • Doctor visits and diagnostic testing

  • Physical therapy and occupational therapy
  • Prescription medications
  • Surgical procedures, if needed
  • Ergonomic modifications or equipment, such as specialized keyboards or braces

Temporary or Permanent Disability Payments

If your RSI prevents you from working or limits your ability to do your job, you may qualify for:

  • Temporary Total Disability (TTD) – Paid while you're recovering and unable to work.
  • Temporary Partial Disability (TPD) – Paid if you can return to work in a limited capacity and earn less than before.
  • Permanent Disability (PD) – If your injury results in lasting impairment that affects your ability to work, you may receive weekly payments based on your level of disability.

Job Retraining or Supplemental Job Displacement Benefits

If your repetitive injury prevents you from returning to your previous position, you may be eligible for vocational retraining or education through California’s Supplemental Job Displacement Benefit (SJDB). This can help you develop new skills and transition into a less physically demanding role.

Settlement Possibilities

In some cases, especially those involving long-term or permanent injuries, you may choose to settle your claim. Settlements can provide a lump-sum payment to resolve your case and cover future medical care or wage loss.

Before accepting a settlement, it’s crucial to speak with an attorney—what may seem like a fair offer could fall short of what you’re truly owed.

What to Do If You Suspect a Repetitive Stress Injury

Report Your Symptoms Immediately

Even if you’re unsure whether your condition is serious or work-related, tell your supervisor or HR department as soon as possible. Under California law, workplace injuries must be reported within 30 days, and delayed reporting can make it harder to prove your claim later.

Explain your symptoms clearly and how they relate to your job duties—for example, lifting heavy boxes daily, typing nonstop, or using vibrating tools.

Request Medical Evaluation and File a DWC-1 Form

Your employer should give you a DWC-1 Claim Form to begin the workers’ compensation process. Fill this out and keep a copy for your records. Also, request to see a doctor from your employer’s Medical Provider Network (MPN) or a Qualified Medical Evaluator (QME) to diagnose and document your condition.

Medical documentation that links your symptoms to your job is key to a successful claim.

Don’t Downplay Your Condition

Many workers try to “tough it out,” fearing job loss or appearing weak. But ignoring or minimizing your symptoms can delay treatment—and hurt your legal case. RSIs worsen with time and continued use. If you keep working through the pain, insurers may argue that your condition isn’t serious or isn’t work-related.

Your health comes first. Report symptoms, follow treatment recommendations, and avoid overexerting yourself.

Speak With an Experienced Workers’ Compensation Attorney

Navigating a cumulative trauma claim can be complex. Insurance companies often challenge RSI cases, especially when symptoms appear gradually or if the job tasks seem “low-risk.”

An experienced attorney can help you:

  • Gather the right medical evidence
  • Handle insurance delays or denials
  • Maximize the benefits and settlement you receive
  • Protect your job and your future

Don’t Ignore the Pain—You Have Legal Rights

Repetitive stress injuries (RSIs) may not happen overnight, but their impact can be just as serious as any on-the-job accident. If your wrists, shoulders, back, or joints are hurting because of the work you do, you may be eligible for workers’ compensation—even if the symptoms developed gradually over time.

California law recognizes RSIs as legitimate workplace injuries, and you have the right to seek medical care, wage replacement, and rehabilitation without fear of retaliation.

Too often, workers suffer in silence—hoping the pain will go away or fearing they’ll lose their job if they speak up. But delaying your claim can reduce your benefits or lead to a denial. The sooner you report your injury and seek legal advice, the stronger your case will be.

At Tim Wright Law, we’ve helped countless California workers—especially those in office, warehouse, construction, and service industries—get the support they deserve. We’ll listen to your story, explain your rights, and guide you through the workers’ comp process from start to finish.

Call Today for a FREE Consultation

Contact Information:
📍 Tim Wright Law – Workers’ Comp Office
16555 Sherman Way, Suite B2
Van Nuys, CA 91406
📞 (818) 428-1080 📧 firm@timwrightlaw.com 🌐 www.timwrightlaw.com

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