Workers' compensation is a state-mandated insurance program that provides benefits to employees who suffer job-related injuries and illnesses. This program helps cover medical expenses, lost wages, and rehabilitation costs. Workers' compensation is designed to protect both employees and employers by ensuring that injured workers receive necessary medical care and compensation while also limiting the liability of employers. Essentially, it provides a safety net for workers who are injured on the job, ensuring they can receive financial support and medical treatment without having to prove fault or negligence.